Closing Costs

Transfer Taxes in NY, NJ and CT: Who Pays and How Much?

Since July 2025, New Jersey sellers, not buyers, pay a 1%–3.5% fee on the entire price of $1M+ homes. A state-by-state breakdown of transfer taxes in NY, NJ and CT, plus Florida's deed stamps.

Selling a Home You Bought Less Than Two Years Ago: What It Costs You

Selling before the two-year mark can cost you the full capital gains exclusion, but a job move, health issue or divorce may qualify you for a partial one. What an early sale really costs, state by state.