BluebirdFour ways to sell.
One that fits your situation.
No two properties — or sellers — are in the same spot. Here's exactly how each option works, so you can see which one actually fits before you talk to us.
Cash Offer
A straightforward, all-cash purchase — no financing contingencies, no appraisal delays, no bank underwriting to wait on.
How it works
We research recent comparable sales, the property's current condition, and the estimated cost of any repairs, then present a no-obligation cash offer — usually within one business day. If you accept, we prepare a written purchase agreement; the offer isn't binding until both sides sign it. We can typically close in as little as 30 days, or on whatever timeline actually works for you, since there's no lender approval or appraisal contingency to wait on.
What it costs you
Nothing. We cover closing costs, title fees, and recording fees. There are no agent commissions and no hidden charges — the number in the offer is what you receive at closing.
Best for
Sellers who want certainty and speed above everything else — an upcoming auction date, a property in any condition, or simply wanting the whole thing done and behind them without a drawn-out process.
Novation
We renovate and resell the property on your behalf under an agreement that replaces the original contract — you get a higher net number without lifting a finger.
How it works
Instead of buying the property directly, Bluebird enters into a novation agreement that lets us act as your representative for purposes of marketing and selling it — handling repairs, professional marketing, showings, and buyer negotiations on your behalf. Because the property goes to market in better condition than an as-is sale would allow, this route is generally built to net more than a straight cash offer, in exchange for taking longer than a 30-day close.
What it costs you
We cover the repair and marketing costs upfront as part of the arrangement — full terms are laid out in the novation agreement before anything is signed.
Best for
Sellers who aren't in a race against a deadline and want to maximize what they walk away with, without personally managing contractors, showings, or a listing.
Subject-To
We take over your mortgage payments and take ownership of the property — the existing loan simply stays in place rather than being paid off at closing.
How it works
In a subject-to purchase, Bluebird takes ownership of the property and takes over the monthly mortgage payments, "subject to" the existing loan already on it. The loan itself stays in the seller's name in the background instead of being paid off, refinanced, or assumed formally by us — but you are no longer the owner and are no longer responsible for making the payments going forward. This is often the fastest way to stop foreclosure proceedings, since it doesn't depend on us qualifying for new financing.
An important distinction
Once a subject-to deal closes, you do not keep ownership and are not "still the owner" in any capacity. If you'd want to remain living in the property afterward, that's only possible as a tenant paying rent under a separate arrangement — never as the owner.
Best for
Sellers behind on payments, facing an active foreclosure, or with a loan balance close to or above the property's value, where a traditional sale wouldn't clear enough to pay it off.
Listing Services
Prefer to sell on the open market? We list your property for a flat 3% or $10,000, whichever is higher — not the 5-6% a traditional realtor charges.
How it works
This option isn't a sale to Bluebird at all — it's a full-service MLS listing, the same professional marketing, showings, and negotiation support a traditional real estate agent provides, just priced differently. Instead of paying a percentage-based commission that climbs with your sale price, you pay a flat 3% of the sale price or $10,000, whichever is higher.
What it costs you
A flat 3% or $10,000, whichever is higher — typically close to half of what a standard 5-6% realtor commission would cost on a comparable sale.
Best for
Sellers whose property doesn't need a fast, as-is exit and who'd rather test the open market, but don't want to give up a big chunk of their equity to a traditional commission to do it.
Not sure which one fits?
Tell us about the property and your situation — we'll walk you through which structure actually makes sense, no pressure either way.
Get My Cash Offer