Notice of Default

What New York's Foreclosure Timeline Looks Like in 2026

New York foreclosures now average roughly five and a half years to complete — among the longest in the country — and a major 2025 court ruling just made that timeline even more unpredictable.

What Is a Notice of Default? A Homeowner's Guide

Just received a Notice of Default or Breach Letter from your lender? Here's what it legally has to tell you, how much time you really have, and what happens if you ignore it.